The replacement of Libor et al is a slow, tedious process but the emergence of new financial instruments linked to Sonia offer a glimmer of a Libor-free future. By Farah Khalique.

Risk reduction is high on the banking agenda within the EU, but despite ministers agreeing on a package of reforms, a lack of trust is hindering much-needed progress on risk sharing. By Farah Khalique.

UK banks are on track to separate their investment banking arms from their retail units with each institution picking its own path. However, there is some controversy over which part of the bank will house the pension scheme. By Farah Khalique.

The financial services industry is becoming concerned as time is growing increasingly tight for thrashing out CRD V with various stakeholders all wanting various amendments included in this complex and comprehensive regulatory text

South Africa is following in the footsteps of a number of other countries in adopting a twin-peaks model for its regulatory institutions. Though the move is designed to improve the country's supervision, there is some scepticism, around its design and its motives

Whistleblowing is paramount to rooting out financial crime, but the UK lags behind its peers with outdated laws and limited protection for informants. By Farah Khalique

One of Janet Yellen’s last actions as chair of the US Federal Reserve was to slap a total asset cap on Wells Fargo following a string of governance failures. But there are questions over whether or not this sets a new precedent for tough sanctions, particularly given the administration’s focus on cutting red tape for banks   

Regulators in the Far East are often ahead of their counterparts in the US and Europe when it comes to implementing Basel standards. Despite some concerns over Basel III and regional variations they are likely to try and maintain their reputation for being good ‘Basel citizens’.

Regulators are still piecing together the jigsaw of the complex, growing ETF market before announcing any sweeping changes.

In the face of sanctions by other Gulf states - Qatari banks have demonstrated remarkable resilience. But as the spat drags on it could start to weaken them over the course of 2018 even as the state is more than capable of providing strong support if necessary